Personal Umbrella

Think you’ve got everything covered with your auto and homeowners insurance? What happens when the events spin out of control and you’re on the business end of a lawsuit? One unexpected disaster can threaten everything you’ve built and worked for. Make sure you’re ready for anything life can throw at you with a Federated personal umbrella policy.

Your Protection

Federated's personal umbrella offers additional liability protection over and above your auto and homeowners policies for losses resulting from catastrophic events, such as:

  • Multiple injury auto accidents (auto)
  • Operation of boats or recreational vehicles (homeowners) or auto
  • Hunting or sporting accidents (homeowners)
  • Additional liability limits of $1 million to $5 million are available with a separate personal umbrella policy from Federated.


Special discounts are available when your auto, home, and personal umbrella coverage are with Federated. 


This is not an offer of insurance.  Coverage not available in all states.  Your eligibility and premium will depend on the application of Federated’s underwriting guidelines to your unique circumstances including, but not limited to, your personal information, driving record (for auto coverages), loss history, location and coverage.  The terms of your policy will govern, if approved for issue.  Policies are underwritten by Federated Mutual Insurance Company which is licensed in Minnesota.