You can take on uneven terrain. You can take on muddy ground. You can take on almost anything you come across. Almost. Don’t let an unforeseen bump in the trail take all the thrill out of your rides. Protect yourself and your toys with ATV coverage from Federated.



If you’re deemed legally responsible for damage caused while you’re riding your ATV, your liability coverage helps protect you, up to your policy limits.


Fire, flood, theft, vandalism. If it causes damage to your ATV while it’s stationary, comprehensive insurance can help provide coverage. Deductibles and policy limits apply. 


If you hit something while you’re moving, it’s usually covered under collision insurance. Where the hazard is a moving object, like a car, truck, SUV, another ATV, etc.; or is stationary, like a large rock or a tree, our collision coverage can help protect you. After you pay the deductible, collision coverage will cover the cost of the damage up to the policy limits.


This is not an offer of insurance.  Coverage not available in all states.  Your eligibility and premium will depend on the application of Federated’s underwriting guidelines to your unique circumstances including, but not limited to, your personal information, driving record (for auto coverages), loss history, location and coverage.  The terms of your policy will govern, if approved for issue.  Policies are underwritten by Federated Mutual Insurance Company which is licensed in Minnesota.