From Albert Lea to International Falls, from Winona to Moorhead, we’ve got you covered.

Protect what you have so you can continue doing what you love. Our automobile, home and property, and personal umbrella coverage gives you peace of mind so you can focus on what really matters.

The more you insure through us, the more you’ll save. We offer discounts when you bundle coverage.

With Federated, you’ll not only have a powerful insurance policy, you’ll be backed by our risk management advice.

“The Personal Lines folks care about the service they provide — it is fast and personal. In time of great need, it’s comforting to be with a strong Minnesota company that can deliver on its promise.”

Pat, Federated Policyholder

“My experience has been nothing but positive from the time I called for a quote until my most recent renewal. The agent was very knowledgeable and helpful in explaining the benefits of the homeowners, umbrella, and auto policies. Over the two years that we have had Federated for our personal coverage, I've been able to reach out for any questions or concerns and get a prompt, friendly answer.”

Karla, Federated Policyholder


This is not an offer of insurance.  Coverage not available in all states.  Your eligibility and premium will depend on the application of Federated’s underwriting guidelines to your unique circumstances including, but not limited to, your personal information, driving record (for auto coverages), loss history, location and coverage.  The terms of your policy will govern, if approved for issue.  Policies are underwritten by Federated Mutual Insurance Company which is licensed in Minnesota.