Your condo is in a secure, well-constructed building, but that doesn’t mean nothing can happen to it. Don’t let a burst pipe or faulty wiring wreck your home. And we have strong loss assessment coverage, which helps repair damages that occur after your HOA’s master policy has reached its limits. A condominium policy from Federated helps protect your four walls (and floor, ceiling, and belongings) from the unexpected.


Your property policy helps cover damage to your unit and your possessions. Cooking fires, water damage (floods not included), theft, vandalism, and more, are counted among qualifying events. Deductible and policy limits apply.


Liability helps cover repair or replacement costs and medical expenses that result from an event in your unit. This includes damage from events like a fire that started in your condo and spread to another. Deductible and policy limits apply.

This is not an offer of insurance.  Coverage not available in all states.  Your eligibility and premium will depend on the application of Federated’s underwriting guidelines to your unique circumstances including, but not limited to, your personal information, driving record (for auto coverages), loss history, location and coverage.  The terms of your policy will govern, if approved for issue.  Policies are underwritten by Federated Mutual Insurance Company which is licensed in Minnesota.